AUTO INSURANCE and the Young Driver: The "Good Student Discount" has MAJOR impact on rates, pricing, and premiums for the youthful driver in the household. This discount amounts to 15-20% reduction in insurance costs for our highest rated, most expensive class of drivers. The requirement is a "B" average, or better, and/or 3.00 gpa, or better. When a youthful operater on a driver's permit is about to become licensed, it is imperative to reach this threshold for the best pricing on the family auto insurance. Are the "smart kids" better drivers? Certainly not - but they are home studying more often, than out in the family vehicles with the potential of driving incidents/accidents. "Good Student Discount" - we recommend it highly!