Most people purchase auto insurance because is it the law and because they want protection for their family and personal assets.
Washington Auto Insurance Requirements are:
$25,000 for bodily injury expenses, per person
$50,000 for combined bodily injury expenses (maximum)
$10,000 for damage to another person’s property
Liability pays for bodily injury and property damage the at-fault driver causes. When the claim exceeds your policy limits, you are responsible for paying “out of pocket” the amount left unpaid after the insurance company settles the claim.
For a relatively small premium you can increase your limit of protection. The next liability level is $50,000 per person/$100,000 per accident. Also available are “Combined” limits starting at $100,000. Combined single limit policies do not dictate a limit per person.
With the increased costs of Hospital and Medical care, you should consider increasing your current liability limits. Give us a call for an increased limit quote and policy review today!
