What about you?
Liability is protection for accidents you, a family member or authorized driver is responsible for.
Underinsured motorist pays for medical expense, lost wages and other damages when you, a family member, passenger of your car or an authorized driver are injured in an accident caused by a driver who does not have enough insurance, or none at all. This is another reason you should consider increasing your limits, the maximum limit you can have is equal to your liability limits.
Auto Insurance is primary over Medical Insurance. The auto liability payments do not have limitations on what doctors you see or how much therapy or rehabilitation will be paid for. Medical Insurance is a contract and it dictates how, when and what treatments and limits will be paid.
PIP (personal injury protection) with limits of $10,000 or $35,000 is available. This coverage to cover you or your passengers injured is an auto accident. This protection is for at-fault or not at-fault accidents.
Some of the expenses this coverage will pay for are medical expenses, income continuation, household services and funeral expenses. This coverage pays out first.
Call or stop by if you have questions on how to better protect yourself and your family.
